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Wedding season gets into full swing with the arrival of warmerweather, and many couples are busy selecting vendors and the venue,and putting down deposits to lock in their services. Regardless ofthe size or scope of your wedding, setting a wedding budget canhelp keep things in perspective and provide a framework for all ofyour spending.

Setting a wedding budget helps to keep many brides and grooms ontask, so they can plan the perfect wedding with few (if any)financial issues. And often a lot of money is involved. Church andhall rentals, purchasing dresses, tuxes or suits, hiringphotographers, DJs, cake decorators and wedding planners all costmoney. If you’re planning a destination wedding for a small crowdof people, you also have travel expenses to add to the list.

Wedding insurance is something all couples should look into aspart of their wedding checklist and wedding budget planning, sinceeven the best organized and simply planned wedding can run intocomplications that might send the nuptials into postponement oreven forced cancellation.

Weather, illness, injury and even vendors going bankrupt or outof business could create a catastrophe for wedding planning.Weddinginsurance can give couples financial protection if the entireevent were forced to be canceled or postponed, or reimburse couplesfor less devastating situations such as the photographer or othervendor not showing up and a new vendor having to be hired toperform those services.

“Numerous reasons might cause a wedding to be postponed,canceled, or have last minute unexpected expenses arise,” saysSteve Lauro, vice president of Aon Affinity, which offers WedSafeWedding Insurance. “Just review your entire wedding budget andtotal up what it might cost you if a forced cancellation happened.Also, many people are not aware of the other benefits that weddinginsurance can offer, such as reimbursement for extra expenses thatcould include event photos and videos, special attire, jewelry,etc. The wedding might still go on and wedding insurance couldstill reimburse you many times more than the small amount paid forthe protection.

“I have worked in the insurance field for over 20 years, but Iam also a consumer who pays premiums just like everyone else. It isa matter of realizing what risk you are comfortable taking, andunderstanding how securing coverage, including wedding insurance,can play a role in reducing your exposure to that risk.”

Weddingcancellation insurance protects the financial investment madeby the couple or people paying for the wedding in the event extremesituations like severe weather, an accident or sudden illness forcethe wedding to be postponed. It also protects against financiallosses if vendors don’t show or deliver as promised, photographsare lost, the wedding gown is damaged, or even if the bride orgroom is serving in the military and their leave is unexpectedlywithdrawn. Visit to learn more.

Planning a wedding is a big undertaking, and adding weddinginsurance into your weddingbudget can at least give you financial peace-of-mind. You willbe able to direct all of your energy to enjoying the actual eventitself, knowing you have the proper protection in place.